About Mortgages

     Typical home buyers need some form of financing and there are many lenders offering a variety of mortgage products. Financing options and rates vary widely, so it's important to research and shop around to get the mortgage that meets your needs at the best price. The mortgage calculators on this page can assist you in making decisions about financing.

     We would be happy to refer you to some excellent lending professionals. They can help you get prequalified so you'll know just how much house you can afford. A referral from us means they have worked successfully with our home buying clients and have kept them informed and educated along the way.

Don't forget to utilize the Down Payment Resource . It's a great website that generates a personalized list of government funded homebuyer assistance programs that may save you thousands of dollars and help you afford the home you want. Bring this list to your lender who can explain these programs more fully and assist you in applying for them.

 The Mortgage Qualification Calculator will help you determine how much money you qualify to borrow. The results are informal. You will be subject to a credit approval from your financial institution taking into consideration existing debt load, amount of down payment, income and other variables.

The Mortgage Payment Calculator & Amortization Table will help you determine what your mortgage payments will be based on purchase price, interest rate and mortgage term, as well as other factors. The amortization table shows what the interest and principal payments will be over the term of the mortgage.